Savings bonds

Put your money away for a fixed rate of return

If you bank with us, you could open an account online in minutes.

If you’re serious about saving, you can lock your money in one of our bonds, and know exactly what interest it’ll earn.


  • To suit everyone’s needs, we’ve fixed-rate and flexible bonds to choose from

Our bonds

Here are the bonds you can currently open – compare them to find one that’s right for you.?You may find that previous bonds have different interest rates.


Our current bonds

Rate %? gross per year/AER1

£ minimum opening

Accessing your money

1-Year Fixed-rate Bond


(£500 to £1 million)


Restricted, no withdrawals until end of term (1-year)

2-Year Flexible Bond


(£1 to £1 million)


Restricted, up to 3 withdrawals, each up to 10% of your initial deposit2

Premier 2-Year Flexible Bond

Exclusively for Premier customers


(£1 to £1 million)


Restricted, up to 3 withdrawals, each up to 10% of your initial deposit2

More ways to save

If these bonds aren't what you’re looking for, we have other options for you to consider.

Our savings accounts

You could make your money grow through our current range of savings accounts

Start saving with as little as £1 through our range of instant-access savings accounts.


Help your savings soar

Make the most of your 2019/20 tax-free ISA allowance. Pay into your existing cash ISA – or open a new one today with as little as £1.


Smart Investor

Discover how our Investment ISA, Investment Account or SIPP Account could help you reach your financial goals.

Investments can fall as well as rise in value.

Flexible bonds, fixed-rate bonds and Premier flexible bonds are limited offers that may be withdrawn at any time. Terms and conditions apply.